Retiree Advantage

Health and Benefits


Find out more about your benefits by contacting the providers below:

couple talking to a medical professional
Fidelity (Investments):
Open 8:30 a.m. to midnight,
Monday through Friday. Call 
800-260-4015. Or visit Fidelity.
Via Benefits (Medical):

Open 8 a.m. to 7 p.m. ET,

Monday through Friday.

Salaried Retirees & Dependents Under age 65,
Call 844-472-7024 or visit the Website.
Salaried/Union Retirees & Dependents age 65 and older,

Call 888-604-2921 or visit the Website.

Express Scripts (Medco Health Solutions):
For customer service, including mail orders, call 800-875-3147 or visit the Website.
Benefits Reimbursement Guide
Click here for detailed information on how to use your CMS Energy Health Reimbursement Arrangement.
Retiree Discounts
Click Here For An Updated List of Discounts and Benefits.

2025 Forerunners Scholarship

Know a high school senior who could use financial assistance for the first year of post-high school study? The Forerunners have established a scholarship award, which may be used for tuition, books, fees, and other academic expenses. Applicants must be high school seniors planning to attend an accredited college, university, or trade school, and grandchildren or step-grandchildren of fully active, dues-paying members of the Forerunners.

We will be awarding eight scholarships in 2025.
$1,000 Scholarship from Richmond Brothers Investment Advisors in Jackson.
$1,000 Scholarship from Flynn Wealth Partners of East Lansing.
$1,000 Scholarship from the Forerunners Annual Events.
$1,000 Scholarship from the Forerunners Building for the Future (4).
$1,000 Scholarship from the Jacksonians.
Recipients will be selected and notified in late July or early August.

Completed applications with required attachments must be postmarked no later than June 13, 2025.

To learn more about the Forerunners scholarship, please see Forerunners 2025 Scholarship award information or download the Scholarship Application Form.